Senior Data Scientist
โจ AI Summary
We are seeking a Senior Data Scientist passionate about developing predictive models and tackling complex data challenges. You will manage models influencing loan eligibility and pricing across five African countries, directly impacting lending strategies for millions of customers.
Key Responsibilities:
- Create and enhance credit scoring models to evaluate customer creditworthiness and risk.
- Design and validate machine learning models for loan eligibility and pricing optimization through A/B testing and statistical analysis.
- Refine eligibility criteria by analyzing repayment data and monitoring credit performance.
- Collaborate with engineers, analysts, and commercial teams to implement models effectively.
Requirements:
- Proven experience in building predictive models, particularly in credit scoring and risk assessment.
- Strong machine learning expertise with practical knowledge in model development, validation, and deployment.
- Proficient in Python, SQL, and relevant ML libraries (e.g., scikit-learn, pandas, numpy).
- Ability to translate complex model outcomes into strategic business insights.
- Excellent communication skills, both written and verbal.


