About Kuda
Kuda, meaning ‘love’ in Shona, is a revolutionary fintech movement focused on making financial services accessible and rewarding for all Africans. With over $100 million backing from esteemed investors, we aim to provide a smarter alternative to traditional banking through seamless money transfers, business banking, and instant credit access via mobile devices. At Kuda, we prioritize personal growth alongside product development, fostering collaboration, inclusivity, and a commitment to continuous improvement.

Role Overview
We are seeking a Data Analyst - Credit to contribute to the analytics throughout the credit product lifecycle, encompassing product design, credit acquisition, portfolio management, collections, and profit & loss analysis. This role is situated within the Decision Science team and reports to the Credit Risk Analytics Lead.

Main Responsibilities

Analyze performance metrics to uncover trends, risks, and opportunities.
Refine credit policies and manage rule-based decision engines.
Develop profit and loss forecasts to inform strategic choices.
Conduct credit limit assignments and affordability evaluations.
Perform score cut-off analysis to enhance approval and risk strategies.
Monitor and improve collection strategies based on customer insights.
Design and execute A/B tests for lending and collections optimization.
Deliver actionable insights and recommendations to senior management.

Requirements

Degree in a mathematical field (e.g., Mathematics, Statistics, Physics).
At least 3 years of experience as a Quantitative or Data Analyst in financial services or fintech.
Proficient in SQL; experience with Python or R.
Familiarity with statistical tests for A/B testing.
Skilled in developing and maintaining analytical reports and dashboards.
Ability to communicate insights effectively to stakeholders.

How to Apply
If you’re passionate about transforming finance in Africa and meet the requirements, we invite you to apply and join our mission at Kuda.

Benefits
We prioritize employee welfare, offering competitive benefits including a vibrant work environment, pension, career development opportunities, generous leave policies, medical insurance, and more. Kuda advocates for work-life balance with a hybrid work schedule.

Kuda is an equal-opportunity employer, valuing diversity and merit in our hiring process.

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