Lead Risk Manager

Company Overview
FairMoney is an innovative mobile banking platform focused on providing credit solutions in emerging markets, primarily Nigeria. Founded in 2017, the company has attracted nearly €50 million in investment from notable global backers, including Tiger Global and DST. FairMoney aims to create the leading mobile banking and point-of-sale (POS) solution tailored for underserved communities, expanding its offerings from microcredit to a full suite of financial products including savings accounts and debit cards.

Job Role
We are seeking a Lead Risk Manager & Portfolio Owner to oversee FairMoney’s Android Quick Loans portfolio in Nigeria. This role is akin to a mini-CEO for the portfolio, responsible for its commercial and operational outcomes.

Main Responsibilities

• Develop and manage the Android business plan and strategic roadmap.
• Analyze portfolio performance and implement corrective actions as needed.
• Oversee credit strategy, including origination, repeat eligibility, and risk management.
• Design and execute controlled experiments to enhance portfolio offerings.
• Lead a senior credit-strategy team and foster collaboration across various departments.

Qualifications

• 6+ years of experience in consumer credit risk or lending portfolio management.
• Proven success in managing a significant lending portfolio, with a focus on revenue and risk.
• Strong understanding of credit metrics and experience in digital unsecured lending.
• Proficiency in SQL and familiarity with Python or similar analytical tools.
• Excellent communication skills and the ability to lead cross-functional teams.

Benefits
25 days of paid vacation, sick and public holidays, remote work with a training budget, and company trips.

Application Process
Interested candidates should expect a screening interview followed by a business case study, a technical interview, and a final interview with the Chief Credit Officer.