Senior Risk Analyst
✨ AI Summary
Company Overview
FairMoney is an innovative mobile banking platform focused on providing credit solutions in emerging markets, primarily Nigeria. Founded in 2017, the company has raised nearly €50 million from notable investors like Tiger Global and DST. FairMoney aims to create a leading mobile banking and POS solution for underserved communities, having expanded its offerings to include current accounts, savings accounts, debit cards, and advanced POS systems. The company embraces a diverse workforce, uniting talent from over 27 nationalities.
Position Overview
We are looking for a Senior Risk Analyst to lead a critical credit strategy stream within FairMoney’s Android lending portfolio in Nigeria. This role goes beyond monitoring and reporting; it directly impacts the P&L through hands-on credit strategy management.
Key Responsibilities
- Oversee the overall performance of the assigned Android workstream.
- Develop a strategic roadmap aligned with the annual business plan.
- Analyze budget performance, identify variances, and implement corrective measures.
- Manage key credit metrics, including risk, profitability, and customer recoverability.
- Design and enhance credit eligibility and requalification processes.
- Collaborate with various teams, including Engineering, Finance, and Product.
- Document policies and decisions while mentoring junior analysts.
Requirements
Applicants should have 4-7+ years of experience in consumer credit risk or related fields, a strong background in digital lending, proficiency in SQL, and familiarity with analytical tools like Python or R. Excellent communication skills and the ability to thrive in a dynamic environment are essential.
Benefits
Enjoy 25 days of paid vacation, remote work flexibility, and a training budget.
Application Process
To apply, participate in a screening interview, a business case study, a technical interview, and a final interview with our Chief Credit Officer.
